Welcome To CCIA!

Have you been looking for a REIA (Real Estate Investors Association) to help get you started?

Are you concerned about the Quality and Integrity of the information provided at the REIA goup meetings?

Well you're  in the right place! 

We offer  Membership Plans as well as a "Pay as You Go" option to attend our meetings.  

For $99/year you can Join CCIA and you and a partner can attend meetings together for 1 year (or $149 for 2 years).  Or, Guests can pay $15 per meeting and attend only the meetings they're interested in.   

Our Mission:  To become the most respected and credible  provider of Education, Motivation, Networking Opportunities and  Resources for Real Estate Investing Entrepreneurs.

Membership Plans & Benefits

EVENTS: Join us for a Meeting soon!

Sign Up for our Email & Newsletter List


M. Jane Garvey - President


For more than 30 Years Jane has been connecting Chicagoland Real Estate Investors with some of the most brilliant minds & ideas in Real Estate.  When not running CCIA meetings, Jane spends her time actively investing & working on legislative issues that impact real estate investing.


Jane's Bio

Pam Kowalczyk - Office Manager & Website Designer


Pam has worked with CCIA for over 14 years.  From Memberships & Benefits to Event Planning to Website Building... if something needs doing, Pam gets it done!

It's hard getting Pam out of her Garden over the Summer months, but you can usually reach her at the office between 11am-2pm daily

Steve Smullin


Real Estate Problem Solving since 1988.

Steve is a Commercial Real Estate Investor, Broker, Counselor, Exchangor, Educator and long time practitioner using Creative Solutions to Real Estate Related Problems.

Steve facilitates our Property/Deals part of our meeting and has taught many CCIA workshops on various Real Estate Strategies.  

Steve's Bio

Sameena Khalfan


Sameena is one of our valuable volunteers.  She is an active real estate investor & proven problem solver.  Sameena started in Real Estate Investing in 2007 working Short Sales & Rehabbing.  She is currently Rehabbing & Wholesaling

Sameena's Bio

Ray Koch


Talk about a happy person!  If you've attended a CCIA meeting, most likely you've met Ray.  Ray manages our Membership Desk and is always willing to answer questions and get to know you.

Recently retired, Ray is re-focusing his positive energy on Real Estate Investing.

Martha Schoen


Martha is another of our valuable volunteers with the Super Power of always being happy & making everyone feel welcome!  

At her day job, Martha supervises a team in a hospital laboratory.  She jokes that she is in charge of a team of Blood Suckers!

Martha's personal goal is  to supplement her income through real estate investing and retire early!  You can often see Martha at CCIA workshops & events learning new RE strategies.

Tony Guisto


Tony is a Licensed RE Broker in Illinois Servicing mainly the South Suburbs.

At CCIA Meetings Tony can typically be found Networking with other investors or helping Jane inside the meeting room.

Marion Williams


Marion volunteers at our Check In Desk, greeting CCIA Members & Guests with her beautiful smile!  Marion is an active real estate investor and loves to learn new strategies at our meetings & workshops.

Jamae Christopher


Jamae is a long time CCIA volunteer and we are thrilled whenever is able to join us.  Jamae is primarily a Wholesaler & Single-family investor who is always looking to connect with Buyers.


Boy do we offer benefits!!!

CCIA is a Chapter Member of The National REIA and we can offer Members discounts & rebates at companies like:

  • The Home Depot
  • Arcana Insurance
  • Rent Perfect / Investigative Screening
  • Office Depot/Office Max
  • Equity Trust
  • HammerZen
  • and Many More!

Learn More

Join our E-Mail & Newsletter List

Receive notifications of our  Real Estate Education Meetings & Events.

Enjoy our Monthly Newsletter with helpful Real Estate Investing and Landlording tips!

CCIA's Email list is private.  
CCIA does not share or sell your info. 

Sign Up Now

CCIA's Code of Ethics

Code of Ethics

WHEREAS we, the members of the Chicago  Creative Investors Association (CCIA), recognizing we have a duty to the  public and to our fellow members to provide products and services of  the highest standards of honesty and integrity, ACKNOWLEDGE that:

  • The acquisition, ownership, management, and disposition of real estate or its contracts (hereinafter the RE Business or RE Industry) is a highly regulated segment of our free enterprise system that entails substantial risks, and we who freely assume those risks are entitled to a suitable profit;
  • An RE Business, when conducted properly, helps to return real property to its highest and best use, which ultimately leads to higher property values for our community;
  • Since the owners/buyers/sellers/tenants we deal with are our customers, weare in a service industry and thus are actually in the “people business”;
  • Plenty of “good deals” exist for everyone in the RE Business, and we believe we can enjoy greater success through the benefits of our relationships than without those relationships; and
  • We will treat our membership in CCIA with the upmost professionalism so the name CCIA will remain synonymous with integrity, competency, fairness, and honor.

 WHEREAS we also share a common DESIRE to:

  • Provide our customers with the best possible value while simultaneously maximizing our own profits in ways that are equitable, legal, and ethical;
  • Promote the positive contributions of the RE Industry through free enterprise, thereby creating a better image of our industry and demonstrating how the public is served;
  • Expand our knowledge of the RE Business;
  • Promote the educational value and fraternity of the membership; and
  • Act as positive role models for the RE Industry when dealing with tenants, the public, the media, government officials, and all others.


  • Comply  with both the spirit and the letter of all relevant public policies  governing the health, safety, and welfare of consumers including Fair  Housing laws and regulations, and protect them by using quality  materials, workmanship, and construction practices;
  • Ensure,  whenever practical, all agreements use easy-to-understand language that  clearly expresses the specific terms, conditions, obligations, and  commitments of all parties;
  • Honor all commitments to homeowners, including supplying copies of all agreements to each signer within a reasonable period;
  • Treat buyers, sellers, tenants, renters or lessees, employees and peers with the respect and fairness to which they are entitled and which we would expect in their place;
  • Always keep confidential any personal information made known to us;
  • Treat our customers’ homes and belongings with the utmost care at all times;
  • Never intentionally exaggerate, minimize, conceal, or otherwise misrepresent any relevant fact relating to a property or transaction, or obtain business by means as may be deceptive, misleading, or unwarranted by fact or reasonable probability;
  • Expose all schemes that may be fraudulent or misrepresentative, and to aid in the exposure of such schemes;
  • Not perform, or cause to be performed, any act which either does or tends to reflect poorly on or bring into disrepute any member, their RE Business, CCIA or any part of the RE Industry in general, and to operate our RE Business in accordance with fair and honorable standards of competition, ever mindful of the purposes and objectives of CCIA;
  • Seek to resolve all controversies through a non-litigation dispute resolution mechanism;
  • Assist fellow CCIA members whenever prudent and appropriate;
  • Remain informed of: 

a) matters affecting housing in our community, including relevant public policies, which affect our REI Business, and  b) new business methods within the RE Industry

Support  and abide by CCIA’s decisions in promoting and enforcing this Code of  Ethics including, but not limited to, a lifetime ban from CCIA.

The  powers to interpret, administer and enforce the provisions hereof shall  be vested in the Board of Directors of CCIA with the power of  suspension or expulsion, after a recommendation by a committee called by  the president in accordance with CCIA By-laws for the purpose of  holding a hearing investigating
any member violating the same, or the spirit thereof.